- How do I pay with Klarna?
- Add items to your cart (the total must be between $50-$10,000) Enter your details at checkout, choose your Klarna payment plan and instantly see if you're approved. Klarna will send you an email confirmation and reminders when it's time to pay. The remaining payments will be automatically charged to your debit or credit card according to the plan you choose. Manage your orders and payments in the Klarna app.
Payment Plan Options:
4 Interest-Free Payments
Enter your credit or debit card details and make automatic payments every two weeks- no interest or fees. Your first payments will be deducted at checkout. Legal terms.
6, 12, 18 or 24-Month Financing
Apply for monthly financing directly at checkout with a quick two-step application. If you're instantly approved, you can manage your payments directly in the Klarna app. Monthly financing products are offered by WebBank, member FDIC. Legal terms.
Payment Option Thresholds:
Payment Option Min Max 4 Interest-Free Payments $50 $1,000 6 Month Financing $149 $1,999.99 12 Month Financing $299 $2,999.99 18 Month Financing $999 $4,999.99 24 Month Financing $2,000 $10,000 - Are there requirements to use Klarna?
- To use Klarna you will need:
- A U.S.-issued debit or credit card
- To be 18 years or older
- A U.S. billing address
- An SMS-capable phone number
- Your shopping cart total should be between $50 and $10,000 - What purchases are eligible for Klarna?
- Purchases between $50 and $10,000 are eligible for Klarna. Excludes gift cards.
- Will this affect my credit score?
- Klarna performs a soft credit check which does not affect your credit score and will not be visible to other lenders when you choose to pay in 4 or monthly financing. Klarna will not perform a credit check when you sign up to use Klarna or download the app.
- How do I return items that have been paid for with Klarna?
- 1. Follow our return instructions.
2. Let Klarna know you’ve returned items
If the due date is approaching and you need extra time to solve the return with us, just let Klarna know that you are waiting for a return to be registered, by pausing your payments. Pause your payment plan by logging in and choosing the purchase you returned and then selecting “report a return”.
3. Save the tracking information
Please keep proof of the return until it has been processed.
4. Check the My Klarna for updates
Once we have adjusted your Klarna invoice, they will notify you or send you an email with the new amount to pay. How your refund will be processed depends on the payment method you have used.
For more info on returns go to Klarna.com - Can I pay before the due date?
- Yes. If you want to pay the outstanding balance of your purchase early, simply log in at the top of the page, go to the order page, and select “Pay off early”.
- What happens if I can’t pay on time?
- If they are unable to collect the payment on the scheduled date, they will try again. If that payment attempt also fails the missed payment will be added to the amount of the next scheduled payment. Please note, missed payments and unpaid debts are sent to debt collection.
- Can I modify an order paid with Klarna once placed?
- Unfortunately, you can't. Once an order is submitted, we do not have the capability to make any changes. To make a change, we would have to cancel the order and create a new order with the correct information.
- Will I still be charged if my order is canceled?
- No. If your order is canceled, you will not be charged.
- My email address is not correct. How can I change it?
- You can reach Klarna customer service anytime by calling 844-KLARNA1 (844-552-7621) or you can live chat with Klarna’s customer service agents 24/7 to request that your contact details be updated.
- How can I reach Klarna?
- Visit klarna.com, reach Klarna customer service anytime by calling 844-KLARNA1 (844-552-7621), or download the Klarna App to manage your payments directly.
- Klarna Terms & Conditions
- Monthly financing through Klarna, issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license. See complete terms and conditions.
Klarna Financing